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IAS LaunchPad: post #12929 — TG.ME

IAS LaunchPad@LaunchpadEducation · 2.5K subscribers Open in TelegramOpen

t.me/LaunchpadEducation/12929

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September 5, 2026 181

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🔆 SCHEME A DAY | PM Jan Dhan Yojana (PMJDY) 📌 Why in News? PMJDY has completed 12 years, becoming the backbone of financial inclusion in India. 📊 Key Highlights (2026) • 59.09 crore bank accounts opened • 32.92 crore women beneficiaries • 45.95 crore accounts in rural & semi-urban areas • 41.29 crore RuPay cards issued • Deposits crossed ₹3.16 lakh crore 💡 About PMJDY Launched in 2014 to provide banking, credit, insurance, pensions, digital payments and DBT benefits to all citizens. ⚙️ Key Features ✅ Zero balance account ✅ RuPay debit card ✅ Accident insurance up to ₹2 lakh (eligible accounts) ✅ Overdraft facility up to ₹10,000 🎯 UPSC Takeaway: PMJDY = Financial Inclusion + DBT + Digital Payments + Financial Empowerment. #SchemeADay #PMJDY #JanDhanYojana #FinancialInclusion #UPSC #PPSC #GovernmentSchemes #PIBDecoded 93·Sep 8

🔆 PIB DECODED | Next-Gen Aquaculture 📌 Why in News? India’s fisheries sector is growing fast and supporting nearly 3 crore fishers and fish farmers. 🐟 Key Highlights • India is the 2nd-largest fish producer and the largest shrimp exporter. • Fish production increased from 95.79 lakh tonnes (2013-14) to 198 lakh tonnes (2024-25). • Seafood exports reached ₹73,890 crore. ⚙️ Modern Technologies 🔹 RAS: Reuses water, saving up to 90–95%. 🔹 Biofloc: Uses beneficial microbes to improve fish growth. 💰 PMMSY Support • 9,467 RAS units approved • 4,573 Biofloc units approved • ₹4,120 crore investment 🌊 Why It Matters? ✅ Sustainable fish farming ✅ More rural jobs ✅ Higher seafood exports 🎯 UPSC Takeaway: RAS + Biofloc = Smart, water-efficient and sustainable aquaculture. #PIBDecoded #Aquaculture #BlueEconomy #PMMSY #UPSC #PPSC #Fisheries 82·Sep 8

🇮🇳 UNION GOVERNMENT — UPSC POLITY QUICK REVISION Union Government is a high-yield area for UPSC Prelims & Mains. From the President and Prime Minister to Parliament and the Supreme Court, understanding the constitutional structure is essential. 📚 🎯 UPSC Aspirants: Save this post and revise these concepts regularly. #UPSC #UPSC2027 #UPSCPreparation #UPSCPrelims #UPSCMains #IndianPolity #UnionGovernment #UPSCNotes #UPSCRevision #IAS #CivilServices #PolityNotes #UPSCStudy #UPSCStrategy 74·Sep 8 https://launchpadeducation.in/tundra-regions-upsc-climate-ecosystem/ 79·Sep 8

[media post] 80·Sep 8

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