SCHEME A DAY | PM Jan Dhan Yojana (PMJDY) 📌 Why in News? PMJDY has… — IAS LaunchPad — TG.ME

🔆 SCHEME A DAY | PM Jan Dhan Yojana (PMJDY) 📌 Why in News? PMJDY has completed 12 years, becoming the backbone of financial inclusion in India. 📊 Key Highlights (2026) • 59.09 crore bank accounts opened • 32.92 crore women beneficiaries • 45.95 crore accounts in rural & semi-urban areas • 41.29 crore RuPay cards issued • Deposits crossed ₹3.16 lakh crore 💡 About PMJDY Launched in 2014 to provide banking, credit, insurance, pensions, digital payments and DBT benefits to all citizens. ⚙️ Key Features ✅ Zero balance account ✅ RuPay debit card ✅ Accident insurance up to ₹2 lakh (eligible accounts) ✅ Overdraft facility up to ₹10,000 🎯 UPSC Takeaway: PMJDY = Financial Inclusion + DBT + Digital Payments + Financial Empowerment. #SchemeADay #PMJDY #JanDhanYojana #FinancialInclusion #UPSC #PPSC #GovernmentSchemes #PIBDecoded