AI's risks are now too big to insure.
Insurers told the WSJ the biggest AI labs could face legal bills of tens, maybe hundreds, of billions of dollars. The largest AI policy on offer, from Munich Re, pays out at most $50 million. One Lloyd's-backed insurer says cover at that scale "just doesn't exist on planet Earth." Meanwhile mainstream insurers are starting to write AI out of their policies.
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1October 18, 2026 4.3K
