💡 Russia’s planned digital ruble could cost banks up to 100 billion rubles in lost commission income each year, Kommersant reports. Analysts also anticipate a 10% outflow of deposits. Smaller banks may struggle to return to profitability amid the shift. Over the next 5–7 years, the digital ruble is projected to account for 5% to 30% of non-cash transactions, reshaping the country’s financial landscape.
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