Around 7 in 10 smallholders say a lack of formal finance has limited… — Observer Research Foundation

Observer Research Foundation@orftg · 17.4K subscribers Open in TelegramOpen

Around 7 in 10 smallholders say a lack of formal finance has limited their ability to invest in practices that build climate resilience.

Since 2019, Dvara E-Registry has run KhetScore, an alternate credit score that lets a lender assess farmers by what their land does rather than what they own.

Having lent ₹215 crore, roughly US$22 million, to more than 42,500 farmers, this brief explains how, through machine-learning models, land title can stop being the test — so that the person who farms can be the person who borrows: https://www.orfonline.org/expert-speak/global-ai-impact-commons-stories-khetscore