You can purchase property with an installment plan, making a minimal down payment, while keeping your main capital invested in bonds or savings accounts.
Example of an installment deal for 2 years (lot priced at 14 million ₽):
• Installment: payment of 100,000 ₽ per month
• Down payment of 10%: 1.4 million ₽
• Remaining amount: invested in bonds at 17% annual interest
• Income: approximately 178,000 ₽ per month (around 4 million ₽ over 2 years)
Example of an installment deal until December 10, 2027 (lot priced at 23 million ₽):
• Installment: payment of 50,000 ₽ per month
• Down payment of 15%: 3.5 million ₽
• Remaining amount: invested in bonds at 17% annual interest
• Income: approximately 276,000 ₽ per month (around 4.1 million ₽ over 15 months)
Example of an installment deal until January 1, 2030 (lot priced at 28.5 million ₽):
• Installment: payment of 140,000 ₽ per mo
