You can purchase property through an installment plan with a minimal down payment, while keeping your main capital in bonds or a savings account.
Example of an installment deal for 2 years (property worth 14 million ₽):
• Installment: payment of 100k ₽/month
• Down payment 10%: 1.4 million ₽
• Remaining amount: invested in bonds at 17% annual interest
• Income: approximately 178,000 ₽/month (around 4 million ₽ over 2 years)
Example of an installment deal until December 10, 2027 (property worth 23 million ₽):
• Installment: payment of 50k ₽/month
• Down payment 15%: 3.5 million ₽
• Remaining amount: invested in bonds at 17% annual interest
• Income: approximately 276,000 ₽/month (around 4.1 million ₽ over 15 months)
Example of an installment deal until January 1, 2030 (property worth 28.5 million ₽):
• Installment: payment of 140k ₽/month
• Down payment: 10 million ₽
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