Let's address this question. If you are thinking about Financial… — MockMentor: RBI, SEBI, PFRDA & IFSCA | BS | PIB

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Let's address this question.

If you are thinking about Financial Inclusion, think as broadly as possible. It will help you expand your horizon.

Do not restrict Financial Inclusion to bank accounts or PMJDY. Consider the entire financial life-cycle of an individual:

How?

Earn → Save → Borrow → Pay → Protect → Retire → Invest → Understand → Resolve

1. Savings - PMJDY, IPPB, SSY, PPF, National Saving Certificate
2. Credit - MUDRA Yojana, KCC Yojana, PSL, SHG linkage, Standup India Scheme
3. Payments - UPI, AePS, DBT, RuPay, BBPS
4. Insurance - PMJJBY, PMSBY, PMFBY, PM-JAY
5. Pension - APY, NPS, EPS
6. Investment - Mutual Fund, SIP, G-Sec, Retail direct
7. Financial Literacy - RBI Financial Literacy Centres, RBI's Financial Literacy Week, SEBI's investor-awareness initiatives, etc.
8. Consumer Protection - RBI Integrated Ombudsman Scheme, CPGRAMS, Sachet Portal, RBI awareness campaigns

If you develop this technique, you are not just remembering schemes but building an analytical framework.

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