RBI Grade B 2026 interview
Sample questions for the insurance officer managing or overseeing bancassurance partnership
Interviews are mostly analytical in nature only.
First basic question regarding the concept and is followed by 3-4 questions about your point of view
1. Bancassurance models are prone to mis-selling. Justify your stance on this
2. If you look at the instances of mis-selling very carefully, you will see one pattern emerging out of it. What is it?
3. The Government is having the vision of insurance for all by 2047. Considering this vision, banks and insurance companies would be given a lot of targets to convert this vision into a reality. As a person who is managing bancassurance, how would you design the partnership agreement such that the mis-selling does not take place?
4. With the rise of fintechs, banks are becoming less attractive for small ticket loans, and with the rise of financialization of households towards mutual funds, the households are already moving towards capital markets. Considering this, the banca partnership will see its impact too. Comment on the impact that can be seen by insurers and possible solution to deal with such negative impact.
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1August 26, 2026 1.5K 15
