Your bank earns 3.70% per year on your money by lending it out to others. (SEC, Q1 2026)
They pay you 0.61% APY on your savings account. They profit on your deposits. You get almost nothing back.
With Kolo you load your card with USDT and get 2% back in BTC on every purchases a new user. Groceries, Uber, flights. Doesn't matter what you spend on.
Maybe it's time to reconsider where you keep your money.