🔴 Current Affairs: Must Remember
PMJDY completed 12 years on 28 August 2026.
Launched: 28 August 2014.
It was launched as the National Mission on Financial Inclusion.
Ministry: Ministry of Finance.
Objective: To provide banking access to every unbanked adult and promote financial inclusion.
💰 Key Features
No minimum balance requirement
No maintenance charges
Free RuPay debit card
RuPay card provides ₹2 lakh accident insurance cover.
Overdraft facility up to ₹10,000.
PMJDY accounts facilitate access to insurance and pension schemes.
The scheme is closely linked with the JAM Trinity.
VERY VERY IMPORTANT FOR ALL THE EXAMS !
@IB_Prep
3August 27, 2026 621
