Revolut Wins Conditional OCC Approval on Path to Becoming a U.S. Bank
Revolut received conditional approval from the Office of the Comptroller of the Currency, an important step toward operating as a U.S. bank. The fintech already offers crypto trading alongside payments and banking features in other markets. A U.S. bank charter would let Revolut take deposits, expand lending, and keep digital-asset services inside a federally supervised structure. The approval is not final and still requires Revolut to meet capital, compliance, and operational conditions. If completed, it would add another large consumer brand to the short list of firms combining traditional banking with crypto access under U.S. rules.
September 4, 2026 29
