📊 Credit score improve karna hai? Is ek number pe focus karo: Credit Utilization Ratio Ye hai: aapne apni total credit limit ka kitna % use kiya hai. Example: Limit ₹1,00,000 hai aur aapne ₹40,000 use kiya → utilization 40% Ideal range: 30% se kam Kyun matter karta hai: High utilization lenders ko…
September 10, 2026 62
