AMITAVA CHATTERJEE, J&K BANK SAYS
Believe NIM Has Bottomed Out In Q2FY27, Expect NIMs To Improve From Hereon
Last Year Was Tough, Hence Had To Go For High-cost Deposits & Competitive Rates In Loans
14-15% Of Our Loans Are Fixed, These Loans Are Given To J&K Govt Employees
Have Been Focussing On Other Income, All Components Of The Same Have Shown Improvement
High Yield Products Are Now Picking Up, It's A Transition Phase
October 23, 2026 1.7K
