🏦 KARUR VYSYA BANK (KVB) CONCALL HIGHLIGHTS
✅ ASSET QUALITY
▪️ Gross NPA: 0.69% | Improved by 5 bps
▪️ Net NPA: 0.18% | Improved by 1 bp
▪️ Gross Slippages: ₹123 Cr
▪️ Annualised Slippages: 0.44%
▪️ SMA 30+: 0.22%
▪️ Total Provisions: 1.65% of advances
▪️ Additional ₹25 Cr added to floating provisions during the quarter
🪙 GOLD LOAN PORTFOLIO
▪️ Jewel Loan Portfolio: ₹32,153 Cr
▪️ Share of Total Advances: 29%
▪️ Agri Gold Loan LTV: 67%
▪️ Non-Agri Gold Loan LTV: 59%
▪️ Automated digital monitoring alerts in place
October 19, 2026 1.3K
