🏦 KARUR VYSYA BANK (KVB) CONCALL HIGHLIGHTS
📊 Q2 FY27 CONCALL HIGHLIGHTS
💰 BUSINESS GROWTH
▪️ Total Business: ₹2,39,712 Cr | ⬆️ 18% YoY, 5% QoQ
▪️ Advances: ₹1,11,589 Cr | ⬆️ 7% QoQ
▪️ Deposits: ₹1,28,123 Cr | ⬆️ 5% QoQ
▪️ Retail Term Deposits: ⬆️ 6% QoQ, accounting for ~73% of total term deposits
📈 PROFITABILITY
▪️ Net Profit: ₹788 Cr | ⬆️ 37% YoY, 4% QoQ
▪️ Operating Profit: ₹1,162 Cr | ⬆️ 14% YoY, 6% QoQ
▪️ Net Interest Margin (NIM): 4.26%
▪️ NIM including one-off recoveries: 4.34%
▪️ Return on Assets (RoA): 2.1%
October 19, 2026 1.1K
