BLADE ALPHA: post #454 — TG.ME

BLBLADE ALPHA@BladeAlpha · 3.9K subscribersOpen in TelegramOpen

🚨DON’T BUY A HOUSE UNLESS YOU’RE SITTING ON $2-5M CASH

Monthly payments are brutal, while upside is capped

Leveraged 5:1 at 6.5% on a flat asset = capital bleed, not equity

Most owners are locked into ~3% mortgages and simply refuse to sell

New buyers face ~6.5% rates, making the cost to move economically irrational

Nobody can move -> no real price discovery

You’re buying an illiquid asset at an untested price

Zooming out:

Sellers outnumber buyers by ~37%, while demand is sitting near post-lockdown lows

Setup:

Real reset likely comes in late 2026–2027

Life events force selling regardless of rates

That’s when affordability finally adjusts

If you must buy: keep LTV low, stress-test income, commit to a long horizon

Otherwise – wait

https://x.com/BladeDefi/status/2007533274613301452

t.me/BladeAlpha/454

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January 3, 2026 447